CDC lenders need personal and business transcripts for every guarantor and operating company. Traditional providers take 2-4 weeks, delaying your SBA closings. ModernTax delivers same or next business day.
Start Free TrialThe SBA Standard Operating Procedure mandates IRS transcript verification for all 504 real estate and equipment loans. Here is what CDC lenders must collect.
3 years of IRS Form 1040 transcripts for every guarantor with 20%+ ownership of the borrowing entity.
1065 (partnerships), 1120 (C-corps), or 1120S (S-corps) transcripts for the operating company and any affiliates.
SBA requires 3 years of filed tax transcripts to verify income, cash flow, and filing consistency before approval.
Submit 8821 forms through the portal and receive IRS transcripts back same or next business day — cutting weeks off your SBA pipeline.
1040, 1065, 1120, and 1120S transcripts — cover every guarantor and operating company in a single request.
Upload signed 8821 forms, track request status in real time, and download transcripts — all from one dashboard.
Every request is timestamped with a full audit trail, giving your CDC compliance team exactly what SBA reviewers need.
Start your free trial today and get IRS transcripts back in days.
Start Free Trial