Now live: Employment & Income Verification API

IRS Tax Transcripts & Income Verification in Hours, Not Weeks

The modern platform for tax transcript retrieval and employment verification. Built for SBA lenders, commercial banks, and HR platforms.

Same Day
Turnaround Available
SOC 2
Compliant Platform
99.9%
Accuracy Rate
SOC 2 Compliant
256-bit Encryption
IRS Authorized
MFA Required

Two Products, One Platform

Everything you need for tax-related due diligence — from IRS transcript retrieval to employment income verification.

Tax Transcript Retrieval

IRS 8821-based transcript pulls for loan underwriting. Submit requests via portal or CSV upload and receive verified transcripts delivered to your dashboard.

1040, 1065, 1120, 1120S returns
CSV bulk upload or manual entry
Secure dashboard with role-based access
Real-time status tracking & SLA alerts
Submit a Request
NEW

Employment & Income Verification

API-first W-2 and 1099 wage & income verification via IRS transcripts. Purpose-built for HR platforms, background check providers, and lenders.

W-2 and 1099 income data
RESTful API with webhook callbacks
Employer, income, and PEO detection
Usage tracking & quota management
Read the API Docs

Built for Your Workflow

Whether you're underwriting an SBA loan or verifying employment history, ModernTax fits into how you already work.

How It Works

Three steps from submission to verified results.

1

Submit Your Request

Upload a CSV, enter details manually in the portal, or call our REST API. Whatever fits your workflow.

2

We Pull IRS Records

Our team retrieves transcripts directly from the IRS using authorized 8821 forms. Tracked and audited end-to-end.

3

Receive Verified Data

Download transcripts from your dashboard or receive structured JSON via API. Ready for underwriting or compliance.

Choose Your Path

ModernTax works for teams who prefer a dashboard and developers who prefer an API.

For Loan Teams

Processors, managers, and underwriters who need transcripts for loan files. Upload borrower data, track progress, and download transcripts — all from one dashboard.

  • CSV bulk upload — submit 50 borrowers at once
  • Role-based access for processors, managers, and admins
  • Email notifications & SLA tracking
  • First 3 requests free — no credit card required
Submit a Request

For Developers

CTOs and engineering teams building tax verification into their platforms. RESTful API with simple auth, clear contracts, and usage tracking built in.

  • Simple REST API — x-api-key authentication
  • Submit requests & poll for results programmatically
  • Built-in rate limiting & usage dashboards
  • First 3 requests free to start
Read the API Docs

Why ModernTax

Purpose-built for modern lending and compliance workflows.

Capability M ModernTax Legacy Providers
Turnaround Time Same or next day 2-4 weeks
API Access REST API with auth Manual or limited
Bulk Upload CSV / Excel batch One-at-a-time
Employment Verification IRS W-2/1099 source Employer phone calls
Real-time Tracking Dashboard + email alerts Call for status updates
Security SOC 2, MFA, encryption Varies

Simple, Transparent Pricing

Start free. Pay per request. No monthly minimums or long-term contracts.

Free Trial

$0

First 3 transcript requests free

  • Full portal access
  • All form types supported
  • No credit card required
Get Started Free
MOST POPULAR

Pay Per Request

$59/request

Per transcript or verification

  • Everything in Free Trial
  • Unlimited requests
  • Priority SLA
  • CSV bulk upload
Start Free Trial

Enterprise & API

Custom

Volume pricing & API access

  • Volume discounts
  • REST API access
  • Dedicated support
  • White-label available
Contact Sales

Ready to get started?

Start your free trial today — no credit card required. Submit your first request in minutes.